✦ Free Salary Calculator
Enter your CTC.
See your real wealth picture.
In-hand salary · Tax saving · SIP you can afford · 10-year corpus — all from your CTC.
Your details
City type (affects HRA exemption)
How much of in-hand to invest?10%
📋 Your salary breakdown
Tax (New regime)
-₹0/mo
✓ better for you
Your in-hand salary (New regime)
₹64K/mo
Tax saving vs other regime
₹60K/yr
📈 Your wealth projection
Monthly SIP
₹7K
10% of in-hand
Invested over
₹12.4L
10 years
Wealth gain
₹9.5L
1.8× your money
10-year corpus with 10% annual step-up · 12% returns
🎯 At this rate, you hit ₹1 Crore in year 19
Assumes Basic = 40% of CTC · HRA = 50% of Basic · PF = 12% of Basic (capped ₹21K) · Returns = 12% p.a.
✦ Want the full picture?
Get a personalised plan built on your actual payslip
Upload your salary slip · see every deduction · get a month-by-month investment action plan
Build my full plan — free →No card required · 2 min setup · Free forever